Housing Loan Calculator
Estimate your housing loan EMIs and repayment schedule
Calculate the EMI and the total repayment for your housing loan based on the loan amount, interest rate, tenure, advance EMIs and lumpsum payments
₹
Thirty lakh
%
Seven only
Y
Twenty only
If you want pay off your loan faster and save on interest? Adopt these simple strategies:
- Increase your EMI each year by some % to pay off your loan quicker
- Make Lump Sum Payments whenever you can.
- Pay Advance EMIs to cut down on interest
Monthly EMI
₹23259
Twenty Three thousand Two hundred and Fifty Nine only
Total Loan Paid including Interest
₹5582160
Fifty Five lakh Eighty Two thousand One hundred and Sixty only
Total Interest Paid
₹2582152
Twenty Five lakh Eighty Two thousand One hundred and Fifty Two only
Loan Repayment Schedule
| EMI Number | EMI Amount | Towards Principal | Towards Interest | Lump Sum Paid | Advance EMI Paid | Outstanding Loan |
|---|---|---|---|---|---|---|
| 1 | 23,259 | 5,759 | 17,500 | - | - | 2,994,241 |
| 2 | 23,259 | 5,793 | 17,466 | - | - | 2,988,448 |
| 3 | 23,259 | 5,826 | 17,433 | - | - | 2,982,622 |
| 4 | 23,259 | 5,860 | 17,399 | - | - | 2,976,762 |
| 5 | 23,259 | 5,895 | 17,364 | - | - | 2,970,867 |
| 6 | 23,259 | 5,929 | 17,330 | - | - | 2,964,938 |
| 7 | 23,259 | 5,963 | 17,295 | - | - | 2,958,975 |
| 8 | 23,259 | 5,998 | 17,261 | - | - | 2,952,977 |
| 9 | 23,259 | 6,033 | 17,226 | - | - | 2,946,943 |
| 10 | 23,259 | 6,068 | 17,191 | - | - | 2,940,875 |
| 11 | 23,259 | 6,104 | 17,155 | - | - | 2,934,771 |
| 12 | 23,259 | 6,139 | 17,119 | - | - | 2,928,631 |
| 13 | 23,259 | 6,175 | 17,084 | - | - | 2,922,456 |
| 14 | 23,259 | 6,211 | 17,048 | - | - | 2,916,245 |
| 15 | 23,259 | 6,248 | 17,011 | - | - | 2,909,997 |
| 16 | 23,259 | 6,284 | 16,975 | - | - | 2,903,713 |
| 17 | 23,259 | 6,321 | 16,938 | - | - | 2,897,393 |
| 18 | 23,259 | 6,358 | 16,901 | - | - | 2,891,035 |
| 19 | 23,259 | 6,395 | 16,864 | - | - | 2,884,641 |
| 20 | 23,259 | 6,432 | 16,827 | - | - | 2,878,209 |
| 21 | 23,259 | 6,469 | 16,790 | - | - | 2,871,739 |
| 22 | 23,259 | 6,507 | 16,752 | - | - | 2,865,232 |
| 23 | 23,259 | 6,545 | 16,714 | - | - | 2,858,687 |
| 24 | 23,259 | 6,583 | 16,676 | - | - | 2,852,104 |
| 25 | 23,259 | 6,622 | 16,637 | - | - | 2,845,482 |
| 26 | 23,259 | 6,660 | 16,599 | - | - | 2,838,822 |
| 27 | 23,259 | 6,699 | 16,560 | - | - | 2,832,123 |
| 28 | 23,259 | 6,738 | 16,521 | - | - | 2,825,384 |
| 29 | 23,259 | 6,778 | 16,481 | - | - | 2,818,607 |
| 30 | 23,259 | 6,817 | 16,442 | - | - | 2,811,790 |
| 31 | 23,259 | 6,857 | 16,402 | - | - | 2,804,933 |
| 32 | 23,259 | 6,897 | 16,362 | - | - | 2,798,036 |
| 33 | 23,259 | 6,937 | 16,322 | - | - | 2,791,099 |
| 34 | 23,259 | 6,978 | 16,281 | - | - | 2,784,121 |
| 35 | 23,259 | 7,018 | 16,241 | - | - | 2,777,103 |
| 36 | 23,259 | 7,059 | 16,200 | - | - | 2,770,044 |
| 37 | 23,259 | 7,100 | 16,159 | - | - | 2,762,943 |
| 38 | 23,259 | 7,142 | 16,117 | - | - | 2,755,802 |
| 39 | 23,259 | 7,183 | 16,076 | - | - | 2,748,618 |
| 40 | 23,259 | 7,225 | 16,034 | - | - | 2,741,393 |
