Explanation how EPF and EPS contributions work, how pension amounts are calculated, eligibility criteria, and key rules, helping PF account holders understand their pension benefits after retirement

Learn how the National Pension System (NPS) works, how to calculate your pension, and what happens to your money after your death.

Pan card is one of the very important identity document one can have, without pan card one cannot open a bank account or file an Income Tax Return. There can be various implications of having wrong information in the PAN card.

Discover the updated interest rates for Post Office small savings schemes like PPF, SCSS, SSY, and more for Jan-Mar 2025, along with FAQs

Understanding your card’s billing cycle and payment deadlines can help you manage expenses and avoid unnecessary interest charges.

Learn the key differences between India's new and old tax regimes, understand their benefits, and make an informed decision with the help of our Income Tax Calculator.

Understand PAN 2.0, its benefits, application process, and FAQs in a simplified way..

Detailed insights into how leave encashment is taxed in India for government and private sector employees.

Retirement is a milestone many look forward to, but for private employees without pensions, it can also bring financial worries. How do you secure a steady income after decades of work? For many, reverse mortgaging feels like the only reliable option to ensure financial stability after the age of 60.

How to access mobile banking of SBI?, Major Highlights of SBI mobile banking, Make your Account Safe via SBI online banking service.

Gold has captivated humanity for centuries, representing wealth, security, and prosperity. Beyond its allure as an ornamental metal, gold serves as a strategic investment tool, offering stability in times of economic uncertainty. Its ability to hedge against inflation, currency fluctuations, and market volatility makes it a cornerstone for any diversified portfolio. This guide explores the ins and outs of gold investments, their forms, advantages, and key considerations.

This article explores the concept of Central Bank Digital Currencies (CBDCs), explaining how they represent a digital form of traditional money issued by central banks. It covers the differences between CBDCs and cryptocurrencies, the advantages of CBDCs, such as faster payments and enhanced financial inclusion, and the challenges they pose, including privacy concerns and cybersecurity risks. The article also highlights India’s efforts to introduce the digital rupee, offering a comprehensive look at how CBDCs could transform the global financial landscape, improve transaction efficiency, and provide easier access to banking services for underserved populations. Additionally, it addresses key questions related to CBDCs, their security, and their potential impact on traditional banking systems.

Cryptocurrencies, led by Bitcoin, have taken the world by storm, Find out more how they are taxed in India

Advance tax, as the name suggests is the tax that has to be paid in advance. The section 208 of income tax act provides the provisions for Advance Tax. The TDS which is deducted by employers for salaried individuals is also a type of advance tax whose liability is calculated annually by the employer based on the deductions and tax saving investments declared by the employees to their employer.

Equalizing salaries for loyal employees has become a strategic necessity in the post-COVID economy to retain talent, boost morale, and ensure business success

Explore the pros and cons of salary and equity in tech compensation packages, and learn how to make the best decision for your financial future.

A detailed comparison of the financial benefits of prepaying your housing loan versus investing in fixed deposits.

Explore the nuances of overdraft facilities, their benefits, drawbacks, and actionable tips for wise usage..

In the world of finance, there’s a universal truth for every buyer, there’s a seller. Similarly, for every SIP (Systematic Investment Plan) contributed by retail investors, there’s a QIP (Qualified Institutional Placement) initiated by companies to meet their capital needs.

Annual Income, Net Income, Income after tax, Gross Income are various jargon of terms which comes to our mind while we calculate our Income, but they are all not the same and have a significant difference between them, which I would like to share with you.