Vivek

How to safe yourself from online and banking frauds adopting these behavioral tips. Here are the 10 tips for you..

The first step towards that is the planning of income tax which should begin in beginning of each financial year, there should be various goals which each individual has in future to save or to invest in various vehicles to accumulate an income for future, these goals and planning for future has the key to save income tax for us.

3 Steps for better life planning for medium class salaried individuals. Before saving money,an individual should first plan for emergencies like illnesses, terminal illnesses etc. for himself and his dependents, as they can eat away your hard-saved money in no time if encountered. This too depend on age group of the individual or the status whether he is married of unmarried.

A comprehensive overview of the significant changes in capital gains tax introduced in the 2024 Union Budget, impacting both short-term and long-term gains across various asset classes.

The Salaried individual are well aware of the part of their PF from employer's share goes to provide pension benefit for contributor. Let's discuss in details below.

Explanation how EPF and EPS contributions work, how pension amounts are calculated, eligibility criteria, and key rules, helping PF account holders understand their pension benefits after retirement

Learn how the National Pension System (NPS) works, how to calculate your pension, and what happens to your money after your death.

Learn how to turn your PPF account into a reliable source of tax-free pension income while maintaining full control over your money.

A step-by-step guide on how people aged 70 and above can register for the newly announced free government health insurance program.

Pan card is one of the very important identity document one can have, without pan card one cannot open a bank account or file an Income Tax Return. There can be various implications of having wrong information in the PAN card.

The senior and super senior citizens enjoy a higher exemption limit for income tax as compared to tax payable individuals with lower age than senior citizens.

Buying a flat might seem like a shortcut to financial success, but the reality is often a rude awakening. Developers and agents spin enticing stories about skyrocketing property values and steady rental income. But once the glitter fades, flats can quickly turn into money-draining liabilities that stifle your financial growth. Here’s why investing in a flat might be one of the worst financial decisions you’ll ever make—and why alternatives like land or other investments are a smarter bet for your future.

Discover the updated interest rates for Post Office small savings schemes like PPF, SCSS, SSY, and more for Jan-Mar 2025, along with FAQs

Learn how to manage your home loan effectively with strategies like advance EMIs and incremental EMI increases. Save on interest and pay off your loan sooner.

Understanding your card’s billing cycle and payment deadlines can help you manage expenses and avoid unnecessary interest charges.

Learn the key differences between India's new and old tax regimes, understand their benefits, and make an informed decision with the help of our Income Tax Calculator.

Detailed insights into how leave encashment is taxed in India for government and private sector employees.

Retirement is a milestone many look forward to, but for private employees without pensions, it can also bring financial worries. How do you secure a steady income after decades of work? For many, reverse mortgaging feels like the only reliable option to ensure financial stability after the age of 60.

How to access mobile banking of SBI?, Major Highlights of SBI mobile banking, Make your Account Safe via SBI online banking service.

Gold has captivated humanity for centuries, representing wealth, security, and prosperity. Beyond its allure as an ornamental metal, gold serves as a strategic investment tool, offering stability in times of economic uncertainty. Its ability to hedge against inflation, currency fluctuations, and market volatility makes it a cornerstone for any diversified portfolio. This guide explores the ins and outs of gold investments, their forms, advantages, and key considerations.

This article explores the concept of Central Bank Digital Currencies (CBDCs), explaining how they represent a digital form of traditional money issued by central banks. It covers the differences between CBDCs and cryptocurrencies, the advantages of CBDCs, such as faster payments and enhanced financial inclusion, and the challenges they pose, including privacy concerns and cybersecurity risks. The article also highlights India’s efforts to introduce the digital rupee, offering a comprehensive look at how CBDCs could transform the global financial landscape, improve transaction efficiency, and provide easier access to banking services for underserved populations. Additionally, it addresses key questions related to CBDCs, their security, and their potential impact on traditional banking systems.

Cryptocurrencies, led by Bitcoin, have taken the world by storm, Find out more how they are taxed in India

VPF or voluntary Provident fund is a great option for salaried to bet on a safe and rewarding option with power of compounding to accumulate wealth in long run. The VPF returns are guaranteed and endorsed by the government and is normally near to 8.5% yearly, the government decides the interest each year for EPF which is applicable to VPF contribution too.

Advance tax, as the name suggests is the tax that has to be paid in advance. The section 208 of income tax act provides the provisions for Advance Tax. The TDS which is deducted by employers for salaried individuals is also a type of advance tax whose liability is calculated annually by the employer based on the deductions and tax saving investments declared by the employees to their employer.

Equalizing salaries for loyal employees has become a strategic necessity in the post-COVID economy to retain talent, boost morale, and ensure business success

Explore the pros and cons of salary and equity in tech compensation packages, and learn how to make the best decision for your financial future.

A detailed explanation of the GST changes on used cars, including EVs, and their implications for businesses and individual buyers.

Explore the types of home loan interest rates—fixed, floating, and hybrid—along with their pros, cons, and FAQs to help you make an informed decision..

A detailed comparison of the financial benefits of prepaying your housing loan versus investing in fixed deposits.

APY gives a guarantee to its subscribers a minimum pension amount that can range from Rupees1000 to 5000 per month, when they attain an age of retirement.

Explore the nuances of overdraft facilities, their benefits, drawbacks, and actionable tips for wise usage..

Unlike developed countries India is a country which has no or meagre social security for its citizens, which means that you are on our on-post retirement. So, the planning for the retirement should also happen as early as possible.

In the world of finance, there’s a universal truth for every buyer, there’s a seller. Similarly, for every SIP (Systematic Investment Plan) contributed by retail investors, there’s a QIP (Qualified Institutional Placement) initiated by companies to meet their capital needs.

Annual Income, Net Income, Income after tax, Gross Income are various jargon of terms which comes to our mind while we calculate our Income, but they are all not the same and have a significant difference between them, which I would like to share with you.